Home Mortgage Loan Basics for First-Time Buyers
As a first-time home buyer, securing a mortgage loan may seem like a daunting task. However, with a basic understanding of the process and key terms related to mortgage loans, you can navigate this process with confidence. In this article, I will provide an introduction to home mortgage loans, expla
Guide to Protesting Property Taxes in Texas (2023 Edition)
As a homeowner in Texas, one of the biggest expenses you will face is property taxes. These taxes are calculated based on the value of your home and the rates set by local taxing authorities. While property taxes are necessary to fund essential public services, they can be a significant burden on ho
What is PMI (Private Mortgage Insurance) and should you avoid it?
As a mortgage borrower, you might have heard of the term “PMI” or “private mortgage insurance.” It is a mandatory expense for some borrowers who do not have a 20% down payment. In this article, we will explore what PMI is, how it works, its benefits, risks, and alternatives. We will also provide ad
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